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Why use Venmo?
Because it is the application of money to divide the cost of almost anything, in that moment, right there.
Because it makes the installation feel like catching up.
Because you can add a note to each payment to remember the moments, not the money.
What do people use Venmo for? A lot of things like:
Foods
Split the group dinner bill without the napkin math.
Rental
Wire money to roommates for their share of rent and utilities.
Activities
Get ready for fun things like concerts and road trips.
Surprises
Send a penny to say hi or $ 5 for good luck.